Free Mortgage Advice
Expert, tailored advice, helping you navigate the complex world of residential mortgages
Ask Adam
Ask one question free - no sign-in required.

Free Mortgage Advice
Expert, tailored advice for residential mortgages

Ask Adam
Ask one question free - no sign-in required.
At Mills Mortgage Services, we provide expert, tailored mortgage advice to help you navigate the complex world of residential mortgages — at no extra cost.
Whether you're a first-time buyer, home mover, or buy-to-let investor, we guide you through every step. Based in Manchester, we're dedicated to finding the best mortgage solutions for your individual needs and ensuring a smooth experience from start to finish.
Best of all? Our service is completely free.
Meet Adam Groves

Based in the North West with over 10 years of experience in the property sector. CeMap qualified Mortgage & Protection Adviser dedicated to providing expert, tailored advice at no cost to you. I work directly with every client from initial enquiry through to completion, ensuring a smooth, stress-free experience.
Specialisms
- First-Time Buyers
- Home Movers
- Remortgages
- Buy-to-Let
- Protection
CeMAP (Certificate in Mortgage Advice & Practice)
“I believe everyone deserves expert mortgage advice, which is why my service is completely free.”
Our Services
First-Time Buyer Mortgages
Helping you secure the best deal as you step onto the property ladder, with guidance through every stage of the process.
Home Mover Mortgages
Whether you're upsizing, downsizing, or relocating, I'll find the right mortgage to suit your next move.
Remortgages
If your current mortgage is ending or you want to explore better rates, I'll help you find a more competitive deal.
Buy-to-Let Mortgages
Offering specialised advice for investors, whether you're new to property investment or growing your portfolio.
Protection Services
Ensuring your home and family are protected with comprehensive home and life insurance options.
How It Works
- 1
Initial Chat
Get in touch for a free, no-obligation chat about your situation and what you're looking to achieve.
- 2
Find the Right Deal
I'll search 90+ lenders to find the best mortgage options for your circumstances.
- 3
Agreement in Principle
Once you've found a property, I'll help you secure an Agreement in Principle quickly.
- 4
Full Application
Once you've had an offer accepted, I submit your full mortgage application and guide you through to completion.
Protection
Ensuring your home and family are protected with comprehensive home and life insurance options.
As with all insurance policies, conditions and exclusions will apply.
What Our Clients Say
“Adam has been excellent from start to finish! The process has been smooth and he kept us informed every step of the way.”
“I cannot recommend Adam Groves enough! He managed to get us a fantastic rate and made the whole process stress-free.”
“I highly recommend using the kind assistance of Mills Mortgage Services. Professional, efficient, and genuinely helpful.”
“We had a great experience working with Adam on our mortgage. He found us a brilliant deal and was always available to answer questions.”
Frequently Asked Questions
Get In Touch
Contact Details
- 0161 399 3852
- info@millsms.co.uk
- 46 Cedarfield Road, Lymm, Cheshire, WA13 9HN