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Adam Groves
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10+ Years Experience
90+ Lenders
UK-Wide
Completely Free
GoogleReviews
E
El g
24 days ago on Google

Adam has been excellent from start to finish! The process has been smooth and he kept us informed every step of the way.

E
Emilia Pesetz
28 days ago on Google

I cannot recommend Adam Groves enough! He managed to get us a fantastic rate and made the whole process stress-free.

J
James Hope
1 month ago on Google

I highly recommend using the kind assistance of Mills Mortgage Services. Professional, efficient, and genuinely helpful.

T
Todd Nelson
2 months ago on Google

We had a great experience working with Adam on our mortgage. He found us a brilliant deal and was always available to an...

At Mills Mortgage Services, we provide expert, tailored mortgage advice to help you navigate the complex world of residential mortgages — at no extra cost.

Whether you're a first-time buyer, home mover, or buy-to-let investor, we guide you through every step. Based in Manchester, we're dedicated to finding the best mortgage solutions for your individual needs and ensuring a smooth experience from start to finish.

Best of all? Our service is completely free.

Meet Adam Groves

Adam Groves - Mortgage & Protection Adviser

Based in the North West with over 10 years of experience in the property sector. CeMap qualified Mortgage & Protection Adviser dedicated to providing expert, tailored advice at no cost to you. I work directly with every client from initial enquiry through to completion, ensuring a smooth, stress-free experience.

Specialisms

  • First-Time Buyers
  • Home Movers
  • Remortgages
  • Buy-to-Let
  • Protection

CeMAP (Certificate in Mortgage Advice & Practice)

“I believe everyone deserves expert mortgage advice, which is why my service is completely free.”

Our Services

First-Time Buyer Mortgages

Helping you secure the best deal as you step onto the property ladder, with guidance through every stage of the process.

Home Mover Mortgages

Whether you're upsizing, downsizing, or relocating, I'll find the right mortgage to suit your next move.

Remortgages

If your current mortgage is ending or you want to explore better rates, I'll help you find a more competitive deal.

Buy-to-Let Mortgages

Offering specialised advice for investors, whether you're new to property investment or growing your portfolio.

Protection Services

Ensuring your home and family are protected with comprehensive home and life insurance options.

How It Works

  1. 1

    Initial Chat

    Get in touch for a free, no-obligation chat about your situation and what you're looking to achieve.

  2. 2

    Find the Right Deal

    I'll search 90+ lenders to find the best mortgage options for your circumstances.

  3. 3

    Agreement in Principle

    Once you've found a property, I'll help you secure an Agreement in Principle quickly.

  4. 4

    Full Application

    Once you've had an offer accepted, I submit your full mortgage application and guide you through to completion.

Protection

Ensuring your home and family are protected with comprehensive home and life insurance options.

As with all insurance policies, conditions and exclusions will apply.

What Our Clients Say

Adam has been excellent from start to finish! The process has been smooth and he kept us informed every step of the way.

El g · 24 days ago

I cannot recommend Adam Groves enough! He managed to get us a fantastic rate and made the whole process stress-free.

Emilia Pesetz · 28 days ago

I highly recommend using the kind assistance of Mills Mortgage Services. Professional, efficient, and genuinely helpful.

James Hope · 1 month ago

We had a great experience working with Adam on our mortgage. He found us a brilliant deal and was always available to answer questions.

Todd Nelson · 2 months ago

Frequently Asked Questions

Yes, completely free! I get paid by the lender when your mortgage completes, so there's no cost to you for my advice or service.
This depends on your income, outgoings, and circumstances. Get in touch for a free, no-obligation chat and I can give you an indication based on your situation.
Typically you'll need proof of identity, proof of address, proof of income (payslips or accounts if self-employed), and bank statements. I'll guide you through exactly what's needed.
From application to completion usually takes 4-8 weeks, depending on the complexity of your case and how quickly documents are provided.
Yes, I work with specialist lenders who consider a range of credit histories. Get in touch to discuss your options.
Yes, I can advise on life insurance, critical illness cover, income protection, and building/contents insurance to protect your home and family.

Get In Touch

Contact Details

Enquiry Form

Mills Mortgage Services Ltd is an appointed representative of Beneficial Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. Mills Mortgage Services Ltd is also authorised and regulated by the Financial Conduct Authority, FCA number 1018671.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

As with all insurance policies, conditions and exclusions will apply.

Information Commissioner's Office Registration ZB619467.

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